Credit Card changes

[Gunpowder]

Here we go, interest rates are now rising and I just recieved notice in my capitol one statement (small print) that my card which is a fixed 8.9% is going to a 12.9% Variable Rate July 1.

Kiss my but Capitol One, MNB just called me offering 7.9% fixed.

 

[geldor1]

There are way too many offers out there to take any crap from the CC companies.

I get so many offers a week in the mail, that I could wallpaper my house with them. Not that I would want to.

They could raise the rate all they want on mine, I never keep a balance on the cards. Always pay them off when the bill arrives.

 

[AVB]

Paying it off every month is the only way to go. Only once when I first got my Mastercard did I pay about half, I couldn't believe what the interest was and I've never let that happen again.

 

[Gunpowder]

I also generally pay them off unless it is a big ticket item and I can't find free intrest for a certain amount of time. In those cases I pay as much as possible and get it off ASAP.

Regardless, Its the idea that if I was paying interest it would be so high

 

[Horse]

I get so many offers a week in the mail, that I could wallpaper my house with them. Not that I would want to.

If you've never tried this, DO IT! You'll get such a kick out of it.

Many of the offers come with a postage paid envelope. Stuff junkmail, other than their offer into it...and send it to them!

You'll feel soooooo good! :thumbs: And besides, it keeps USPS in business getting to deliver your junk mail to someone else..

I find myself re-routing my junk-mail about every other day. :thumbs:

 

[smokers only]

I get so many offers a week in the mail, that I could wallpaper my house with them. Not that I would want to.

If you've never tried this, DO IT! You'll get such a kick out of it.

Many of the offers come with a postage paid envelope. Stuff junkmail, other than their offer into it...and send it to them!

You'll feel soooooo good! :thumbs: And besides, it keeps USPS in business getting to deliver your junk mail to someone else..

I find myself re-routing my junk-mail about every other day. :thumbs:

LMAO....

I love that idea, Iam going to start doing that thanks

-Matt