junkman_56
cigar smokin' caver
I got home on Monday of this week and found out I was the victim of identity theft.
Earlier that day my wife had tried to use our Visa card and it was rejected. Strange…
She called the credit card company and found out that someone claiming to be me had canceled our Visa card on Saturday and had a new one issued.
The person calling in had my credit card #, the 3 digit number on the back of the card and the last 4 digits of my Social Security number.
SOB, OMG…
Well that kicked off a flurry of activity on our part. We had that card canceled, and new cards issued.
They will be delivered via UPS with a signature required for delivery.
We contacted the credit agencies and placed monitoring on our credit reports that will email us daily monitoring any activity.
We also signed up for fraud alert with all of our credit cards. Any new activity has to be authorized by us before it can be completed.
We checked our bank accounts and they are fine.
So far no “unknown” charges have appeared on our credit reports or on our credit card statements.
The fact that someone out there has my Social Security number and has attempted to use to acquire credit really sucks.
It means that from this day forward I can never let my guard down.
I will always have to closely monitor my accounts and my credit.
I have no idea how this person acquired my info, but they did.
If you have not checked your credit reports in a while I would suggest doing it.
We got lucky we caught this early before any damage was done.
The bomb I got from Infinity on Monday was the only bright spot to an incredible stressful evening.
Earlier that day my wife had tried to use our Visa card and it was rejected. Strange…
She called the credit card company and found out that someone claiming to be me had canceled our Visa card on Saturday and had a new one issued.
The person calling in had my credit card #, the 3 digit number on the back of the card and the last 4 digits of my Social Security number.
SOB, OMG…
Well that kicked off a flurry of activity on our part. We had that card canceled, and new cards issued.
They will be delivered via UPS with a signature required for delivery.
We contacted the credit agencies and placed monitoring on our credit reports that will email us daily monitoring any activity.
We also signed up for fraud alert with all of our credit cards. Any new activity has to be authorized by us before it can be completed.
We checked our bank accounts and they are fine.
So far no “unknown” charges have appeared on our credit reports or on our credit card statements.
The fact that someone out there has my Social Security number and has attempted to use to acquire credit really sucks.
It means that from this day forward I can never let my guard down.
I will always have to closely monitor my accounts and my credit.
I have no idea how this person acquired my info, but they did.
If you have not checked your credit reports in a while I would suggest doing it.
We got lucky we caught this early before any damage was done.
The bomb I got from Infinity on Monday was the only bright spot to an incredible stressful evening.