Happy birthday!

Happy birthday!

Congrats, Kevin!

Tatuaje Black Corona Gorda - my first of this blend and it's a very nice, smooth, medium bodied cigar. Picked up at Outlaw on my way through KC on vacation last March and looks to have had a little age on it.

Nice one

Congrats, Joe!

Last Call Maduro

EPC Encore. A half inch in and really liking it so far. It has a lively, "bright," and salty flavor going on.

Bama Over 61 Thanks, Michael!

Caldwell Long Live the Queen. Lots of flavor and complexity. Medium, strongest influences are the Indonesian and Dominican tobaccos IMO. Annoyingly flaky ash. Not my favorite profile, but a quality cigar if it fits one's preferences.

Paging @CBoukal for spreadsheet assistance.

Congrats @cohibasurfer and good contest @JEBryak I'm honestly surprised anyone got any points at all.

Tatuaje Tattoo Needle for a quickie this afternoon.

In that case just put it to whatever's a higher rate. If you do put it towards the cabin, you'll just get it back again when that sells, and can then put it on the truck note.

These are just made up numbers to give an example, obviously. On the left is a 25 year loan of $265,000 at 5%. On the right a 4 year loan of $50,000 at 9%. Both have an extra payment of $15,000 made in month 6. On the longer term loan, even though it's a lower rate, the interest saved is FAR...

It will most likely make a bigger difference on the cabin as that's probably a much longer term, so paying it down early will avoid a lot of interest over the years.

Agree 100% I've had the Lonsdale, Robusto and Toro (yet unsmoked) from a sampler, and now this. The narrower the better with this blend, it seems.

Fair.

Jas Sum Kral Red Knight figurado from the sticker pass. The blend really shines in this vitola! It's a narrow perfecto, about 5" long and going from maybe a 42 or 44 ring at the most to probably 38 before the sharp taper at the head.