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Long story short... ok, not that short

denverdog

denverdog

Not now chief, I’m in the F**kin zone.
Joined
Sep 13, 2006
Messages
3,347
Location
Denver
I will try to keep a long story short. Both of my kids are now at the fulltime school age and my wife decided she needed a job because she was going crazy at home. Well she loves kids and decided that she would help a couple of families out and offer affordable in-home daycare. Well long story short, one of the moms was here picking up her 2 year old yesterday and she buckled the little guy up and walked back up to the porch to chat with my wife. Well, the 2 year old unbuckled himself, jumped in the front seat and put the SUV in drive (Yes it was still running). We live at the top of a cul-de-sac and luckily our SUV was parked about 10 feet down the street and well lets just say it stopped the runaway truck before things got really dangerous. Thankfully none of the other kids (about 5 neighborhood kids and my little boys) were around the vehicle and everyone was ok. Now the tricky part…. We got all of her insurance info etc and I called my company to start a claim. Then today the mom asks my wife if we can avoid going through insurance and just work it out together. She says she knows a guy who knows a guy who works in a body shop and he could do the work for a somewhat discounted price. I would like to help her and her husband out but it is just an odd position to be put in especially not knowing who this guy is and what kind of work he does. If our truck was older or a beater I wouldn’t care, but it is fairly new and has been my baby for the last 2 years. My worry is that their might be more then just body damage which he may very well overlook to get the job done cheap. Sorry for the long story, any advice?
 
I remember I did that once when I was young.....once....my rear end was sore for days afterwards, rofl.

I think the intelligent thing to do here is go the "by the book" route and do it the right way. You don't want something popping up later on down the road that can get you into trouble.

/2cents
 
Post a picture of the damage. It sounds like a low speed fender bender. A picture would be better. It's possible to get it done cheap and right. Where is the damage at? Most body shops that do insurance claim jobs do shady work anyways. The faster they move the cars in and out, the faster they make their money.
 
speaking from expirence (not me, but my brother) at the very LEAST file a police report. I personally would go with the insurance claim as well - my brother got screwed trying to do the 'nice' thing. Not your fault the little tyke did what he did... and the mom left the car running? Up here they actually made a law to make that illegal.

you may lose a child sitting client, but is it really worth the other possiblity?
 
Go to a body shop that you trust. If the shop they suggest is does good work and is reputable then go there.
 
ALWAYS go by the book. I don't care if my grandmother hits my car, I'd file a report and call the insurance company (and I love my Grammy). It is not being mean or spiteful and I know it was an accident, but it is better safe than sorry. Swissy's right, I know too many people who were screwed over by "friends" trying to be the nice guy.

Nate
 
Go by the book brother. Once that work is done you can't undo it. Then your shot for a claim is out the window. If this friend of a friend is gonna do the work, who's to say he won't cut corners to make up the money he's cutting off the back end.
 
Pick a shop you trust and offer to let them pay the shop directly. The "friend of a friend's brother's buddy" route smells like disaster. If they hesitate, just call your insurance company and let them handle it. As other folks have said, you may lose a client but you can't let this one come back on you down the road.

Good Luck - B.B.S.
 
I am going to have to agree with others, file a Police report and let the Insurance companies hash it out. There May be a reason that they don't want the police involved, besides there is always someone else that needs someone to watch their kids.
 
Is your wife registered for daycare? If yes...no worries on that end.
<it could get mess if she's not - people can be idiots>

Now - if the woman wants to pay - w/o going through insurance...sure why not. YOU get a quote from the dealer/repair shop YOU want...and she pays the bill. End of story! Otherwise - insurance it is...that's what it's there for - accidents!

I'm sure she doesn't want the insurance compnay or police to know her shild was left in a running car!


You also may not want to go through insurance - if it's tied to your house insurance - your rates<car/daycare/home> could go up...eventhough you are not at fault.


my $.02
 
grateful1 said:
Is your wife registered for daycare? If yes...no worries on that end.
<it could get mess if she's not - people can be idiots>

Now - if the woman wants to pay - w/o going through insurance...sure why not. YOU get a quote from the dealer/repair shop YOU want...and she pays the bill. End of story! Otherwise - insurance it is...that's what it's there for - accidents!

I'm sure she doesn't want the insurance compnay or police to know her shild was left in a running car!


You also may not want to go through insurance - if it's tied to your house insurance - your rates<car/daycare/home> could go up...eventhough you are not at fault.


my $.02
Click to expand...


I think most states dont require someone to be a registered daycare service if its under a certain number of kids. Kind of like baby sitting.
 
Lots of advice and you still don't know what to do huh? :whistling:

Her concern is clearly the fact that she left her kid unattended IMO.
Your concern may be for her concern???

You have to be careful, very careful! The last thing you want is to be
implicated in the kid getting into the car type crap.

AVB has the best advice - Do it right or pay the price.

Good luck

Brian
 
i would go by the book. report the accident and get the insurance co invovled. this is not your fault she was negligent, leaving a child in a running vehicle. the friend of a friend repair shop means they will work to her benefit, not yours. i personally would not want to own a car that was repaired hap-hazardly because someone knew someone. all comes down to you and your families saftey in the end.
once again, not your problem she was negligent.
 
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