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You guys/gals are smart and I need some advice

steamboat

Future Skinny Person
Joined
Dec 16, 2006
Messages
699
Location
1610 Northaven Drive Jeffersonville, IN 47130
The MRS informed me she IS buying a new car. I have never bought a new car and any time I bought from a dealer, I felt abused. How do I find out the absolute rock bottom price of a new Toyota Corolla and how do I work it so I can get that price?

Thanks in advance.
 
Haggle with the dealer if he's motivated to sell the car. Try and get the car below the “factory invoice price.”
 
Rule # 1
Tell tale sign the salesman is lying to you???

His lips are moving.

I usually know the exact car I want beforehand.
I go to the dealership I take a test drive then leave.

I find out when the salesman works and what time the dealership closes.
If it closes say 9PM I show up at 8:15,
I then obtain my own credit report and make copies of my driver license SS card and NEVER give the guy the actual copies until we strike a deal.

Nobody in that place can go home until you make a deal or not.
I think it kind of gives me a leg up
 
I actually use online services like edmunds.com or etc. Get an email account that you don't mind getting flooded. Send it out with your specifications and wait for dealers to contact you. Ask them for a quote without going in and then use the quotes from one dealer to lower other ones. Continue until it seems you can't get any lower.

Good luck shopping :)
 
Go to the dealership on the last day of the month. At that time, they are very motivated to make their sales quotas.

Doc.
 
Every aspect of the process is designed to make money for the car dealership. The process is specifically designed disconnect you from the decision makers and to wear you down.

There are a couple of things you can do....

Separate shopping for a car and buying the car. Once you have visited and have decided on the car you want, checkout websites like www.carsdirect.com (or similar) where you can get pricing (without having a salesperson call you). Once you know which car and how much you'll pay, you are 1/2 way there.

Shop around for financing. Your local bank or credit union is a good place to start. It may help to think about it like "you are buying a loan"...it's a little weird, but remember you are the customer and shop for a loan. Tell the bank the car you are thinking about and approx loan amount. Negotiate the terms..you have some leverage here.

Once you have the car picked out, you have enough info to know if you are paying a fair price and you have your financing worked out, it's time to buy a car.

This part is like playing poker...don't show all your cards at once. The key points here are finding a car that matches the description you have in your head (or on paper)....so you can compare apples to apples. Negotiate price - during the sales event ALL amounts are negotiable - feel free to revisit the negotiation process when they start tacking on all the "fees" at the end.

If you want to trade in your vehicle, don't say so up front. "I think I have it sold to a neighbor." is what I say. Once you have settled on the price for the new car, ask "What could I get for my car if I traded it in?"...that way you'll get a realistic price. www.edmunds.com has some great info on pricing a used car. Have a dollar figure in mind before you go.

If you bring your own financing you can negotiate this part too. (remember everytime somebody pings your credit report, it may hurt your credit score). This is part of the deal and "paying cash" just removes an opportunity for the dealership to make money on you...If you do this or bring your own financing (same thing to the dealer), don't admit it until you have the car price fixed.

Show your cards a little at a time and don't be afraid to walk.

Once you are in the financing office, bring a calculator or payment table with you. NEVER negotiate the price of the car on the monthly payment. Once you know how much you are financing, negotiate for terms on the loan. Check their figures, it is very easy to for them to lie during this process because most folks don't do the math.

Extended warranties and all the stuff they try to sell you is a huge ripoff. Don't buy any of it.

Basically, you have to be armed, information-wise before you go. Cars are marked up so high, you can negotiate thousands off sticker and still overpay. "Factory Invoice" doesn't mean much, many makes/models have very large dealer incentives. "Paying cash" just tells the dealer he isn't going to make any money on the financing, so he has to hit you hard on the car.

Edits:Typos
 
When I was ready to buy my S2000 back in 2005. I had already spent about 3 months doing research on the cars true pricing and financing. The first thing I did was download and follow the spreadsheet found here http://www.carbuyingtips.com/

Then I paid for a a report on sales for the car I wanted, it showed that since its release in 00' it has had a steady decline in sales. It also showed me the dealer holdback and invoice for the car. What is important to negotiate for is not really the invoice as many people say, its to get below the invoice into the area of dealer hold back. The dealer hold back is a % that the car company holds until the car is sold. So if the dealership buys the car for 20K, the car company my offer a 2k bonus (hold back) for when the car is sold. If the salesperson wants to make a deal, you can get access to some of that bonus if you know it exists.

The four box routine is a scheme to take your money. Never, EVER EVER get into the game of "How small do you want your payments?" There are three steps in buying a car. Negotiate the price of the car. Negotiate the price of your trade-in (if any) and then negotiate the financing. Do not ever let those run together. Nail down a price first and foremost WITH your research done before hand.

The biggest tip I can give you though is this. Once you have decided on the car, performed all the research into the true price of the car and figured out the financing (if not going through dealership). Email all dealerships within a 50 mile radius for the car you want. Lay out exactly what you expect to pay, as in "I am looking for <insert car here>, in <insert color here>. I expect to pay <insert $>. Please let me know if we can work-out a deal." - mention if you have your own financing nailed down or not. Also, if you want any options on the car.

Final note, EVERYTHING is negotiable. Start with the base model and just negotiate every piece of equipment you want. Print out sale items from the local Best Buy for GPS systems, print out retail prices for LowJack, DVDs, Rims, any option you want on the car. If the price is too high flash the research you have done and say "If you can't make this worth my while I'll just go here and give them my money".

I ended up getting a car that sold for 32k back in 05' for just over 27k brand new with 2.5% financing through Honda. I was able to do this because I was patient and waiting till Honda did their 2.5% financing special. I performed all my research beforehand and I knew exactly what I wanted. Also, I never walked onto the lot without someone from the internet sales expecting me to show up. Those sales people (vultures) who wait for people to walk on the lot are out to get you far more than the internet sales people are. So be careful. I also got a ton of freebies in terms of options that the car had on that the sales people just left on when they realized I was not going to be nickel and dimed.

PM me if you want any hints. I really like the feeling of walking onto the lot, knowing what I want and what I am going to pay and bending the dealership to my will.


jgohlke really has some great points. I think I reiterated some of what he said.

I wanted to add that buying new seems to be easier to negotiate on most of the time, unless the car is a brand new model because the depreciation is so high. However, used car salesmen are alot tougher, because things like Blue Book are out to screw the buyer and the benefit the used car dealership. Used car deals are a TON tougher. So be ready to walk away and in some cases RUN away when they start chasing you to the door :)
 
Basically you wanna turn the tables on the sales guy and get him on the hook, like he is trying to do to you. Go in, tell them what you want and what color, etc. Start negotiating but always have to "talk to the wife" about it. If your lucky as I have been, eventually it will lead to "well we only have one of what you want". This is a tactic to get you to commit because you are afraid of not getting a particular color or option. Then you say ok, and give them $100 deposit to hold the car and you will be back tommorrow after you confer with the wife.

When you go back, go back with about 2, maybe 3 hours left to closing time, most times best on their late nights when more people are there looking to buy. Then tell him you need a lower price because of the wife, etc. Keep him talking, wasting as much time as possible. Go over 4 year payments, 5 year payments 6 year payments, 2 year leases, 3 year leases, with down payments, without down payments, with gap insurance, without, etc etc. Eventually, he will be become motivated to get you to leave, with or without a car, because he is losing sales talking to you. If he has spent enough time on you, he will really want you to buy the car, so he at least didn't waste a whole night not selling a damn thing. Since you have a deposit on the car, I don't think he can sell it to someone else unless he refunds that back. But what looked like a easy sale turned into a hard one, and costly at that.

I've applyed this a couple of times and got the price I wanted. One time I had the saleslady yelling at me. Something along the lines of "Do you want the car or don't you?" to which I said "I gave you a deposit, so your not selling it to anyone but me. I want the car for XX price, so go tell your boss and lets get this thing done." She came back with my price and there ya have it.

You can also just shop around. If there are a ton of the same car and options out there, negotiate as good a price as you can then can the next dealer and say, this is my price, can you do better? And go from there. Good luck with it!
 
My best advice has already been mentioned but is worth repeating:

1. Pay cash if you can.
2. Know what you want and how much you will pay BEFORE stepping on the lot. Know your product.
3. Always be willing to walk away.
4. Go later in the day ... shortly before closing.
5. End of month/quarter/year quota time is a great time to get great deals and pressure the salesman.

Good luck.

- Jason
 
Buy used let someone else take the hit of buying new. Buy a year old car for much less than new and will still get a warranty.
 
Don't be willing to walk away. WALK AWAY.

Everyone has some great points and I use most of them. But I never buy in the first round of negotiating. I drive the car have them figure a value on mine. Negotiate some, and then I tell them I've got to think on it. The price usually starts dropping right there in the battle to get the keys to my car back. I always leave, and they always call the next day that's when the deal really starts to happen because they have to get you back on the lot. It's also easier to make them believe they are in competition with another dealer.
 
Everyone here makes great points, but the bottom line is know what you want and how much you are willing to pay and dont move from that.

They (the sales people including the managers) will always focus on what the car is worth and "look what you are getting for this (their) price"

My response is "Great, I couldnt agree with you more. But this is what I am willing or have to spend".

As long as you have done you homework, and are within reason, you will get the car. They do not want you to leave.

In this current economy, you the buyer are in the driver's seat. I have had my car to the dealer for some repairs this week and cant belive how the sales guys are just sitting around. Very little buying going on.

Good luck and stay strong.

Al
 
Go in with finanancing IN HAND.

Your bank or credit union will set up a pre-approval so you'll already have a number to work from i.e.: after you settle on YOUR price, the sales guy will ask you about financing...see what they have....if it's higher than the one you have in hand - tell them to go down on you!
 
Best price.

BE WLL INFORMED.



Know the MSRP of the vehicle you want add all the accessories you would want and figure that to be the absolute lowest price you will pay.
Make sure of all incentives a stealership is offering
bring your own financing (PAY CASH..not really cash but a check from your own financing company)
If their incentive are only qualified by using their credit use them. But remember 2 months later to use your original check from your finance compnay and pay off the balance (now you get the low rates from your finance company and the rewards from the stealership from using their rebates and incentive) I did this to purchase my car and saved about 8K
Dont forget to factor in titles tax and fees.

If you are not comfortable at any time walk away. Im sure the guy down the road is willing to negotiate.
 
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