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RX drugs.. what do you pay?

A

alexgtp

newbie extrodinaire!!
Joined
Oct 19, 2004
Messages
3,627
Location
Villa Nueva, Guatemala C.A.
Out of curiosity.. I was wondering what some of you pay for medications you are currently on?

I know alot of ppl do not have insurance for meds.. and end up paying out the wazoo for meds..and some of us are lucky enough to have rx insurance to cover most of our meds..

Just wondering what meds you take? how much you pay if you do not have rx insurance.


:thumbs: :whistling:
 
The very few times I've had to have script filled my insurance covers 80%. I haven't figured out how to get them to pay for Scotch yet. :cool:
 
I have excellent coverage through my employer, though in re ent years, they have tried to push more of the cost onto us. :rolleyes: Like AVB, I'd say that a good 80-85% has been covered. The only time it let me down was when they refused to pay a penny for chiropractic care when I wenched my back shoveling snow a few years back. :angry2:
 
Down the road when this becomes applicable to me, it'll be zero... because my gf-turned-wife will be a legalized drug dealer (read: pharmacist).
 
I don't take medications. I'm never sick and don't have any need for them. My insurance pays 80%, w/ a $200 deductible. I think insurance is going up over all companies. 2 years ago when I had my surgery on my leg, I only paid for co-pays. Now I'm having to have a deductible. Oh well, beats paying 100%.
 
im young so I don't need that crap just yet hehehehe :sign:
but when im as OLD as you guys copay is only $15.00 for brand name
and $10.00 for generic's no deductible applies here
 
The percent that I have to pay depends on it it is a generic or not and if it is on the list of drugs the company covers. Our insurance has two levels of a PPO plan.

CC - I know about that full out of pocket expense. When I was unemployed (oil bust '97-'98) seven pill cost me $124, :angry: now with insurance they cost me $30. That is outrageous.
 
Yeah the RX insdustry is out of hand.

I had a friend of mine who takes asthma meds.. He could not afford to buy any where in the states so he purchases from europe..gets them for half price..and shipping is free.. Of course you need an rx to get them..

Im so tempted to start a will trade meds samples for cigars thread....
 
PSTAN said:
...When I was unemployed (oil bust '97-'98)...
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Buh? I never knew we recovered from 20 years ago in the mid 80's.
When I moved to Midland, TX (affectionately known as tent city) in '81, it was a 6 week wait till I got my first apt.....when I moved out of town '86, there was a month long wait for a U-Haul trailer.
 
I had just moved back to Oklahoma in '86, in time for the "bust" but I was also too young and ignorant when that started. I was working for Halliburton in '97 thru most of '98 when oil took another slump. I swore not to work in another oil field related job again but now I design/draft equipment that converts liquid nitrogen to a high psi vapor to be injected into wells. Have been doing this for nearly 4 yrs now, fingers crossed for many more.
 
PSTAN said:
The percent that I have to pay depends on it it is a generic or not and if it is on the list of drugs the company covers. Our insurance has two levels of a PPO plan.

CC - I know about that full out of pocket expense. When I was unemployed (oil bust '97-'98) seven pill cost me $124, :angry: now with insurance they cost me $30. That is outrageous.
[snapback]158644[/snapback]​
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Actually, I've been lucky, I have had no health insurance for three years but have not had any occasion to need prrescription medications.

Here's a great story about no insurance, last year I got a piece of metal stuck in my eye. My eye didn't care if I had insurance or not, it refused to oepn until I went to the ophthalmologist to have it removed. I knew I'd have to pay for the whole bill myself but hey, that's life.

So I go there on a Friday afternoon at 4:30pm when they're getting ready to close, explain my situation and when they ask me to provide my insurance information I tell them I have none. They say it's going to be "expensive" which I realize. :(

So they gave me an eye exam, took the metal out, patched my eye, gave me two prescription samples. I think they spent almost two hours of their time on me making sure I was all set.

I figured this all was going to cost a minimum of $500.00. I go to check out and they know I have no insurance and they also knew I had been a patient when I had insurance.

They tell me "$50.00 will cover it" I couldn't believe it, they REALLY helped me out :thumbs:

Hats off to the Windham Eye Group in Willimantic, CT :love:
 
I had a similar issue for a surgery, septum & sinus reconstruction. The place for the surgery said that they were in the PPO network, not under contract review, at the time of the surgery. Surgery went fine, got the bill and said WTF, 60% coverage, out of network. Our entire family out of pocket expense had been met before the surgery and I really needed to have the surgery. Anyway, taked with the surgery center about the amount and they agreed to only charge me what it would have been at my normal 80-20 rate, but couldn't do anymore than that since surgery was before contract was signed. At that point I was happy just to get any reduction in payment. :whistling:
 
vewyphishy said:
Down the road when this becomes applicable to me, it'll be zero... because my gf-turned-wife will be a legalized drug dealer (read: pharmacist).
[snapback]158622[/snapback]​
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The old "five finger" discount eh Michael? :laugh: :p
 
alexgtp said:
Yeah the RX insdustry is out of hand.

I had a friend of mine who takes asthma meds.. He could not afford to buy any where in the states so he purchases from europe..gets them for half price..and shipping is free.. Of course you need an rx to get them..

Im so tempted to start a will trade meds samples for cigars thread....
[snapback]158655[/snapback]​
Click to expand...


Meds samples for cigars!, I like that!!. I just love how they say research and stuff costs so much, and then you have companies blowing $100 million on advertising. Yep, things are really tight for them, I sure feel bad for that industry. :whistling: The ads ought to be illegal in my opinion. Before you can ask your doctor about a pill, you must first see the doctor. :D






P.S.-Who wants free med samples of Effexor?? :cool:


(just kidding, SFG 75 does not approve or condone the abuse of prescription medication. No animals were hurt in the production of this message.)
 
And you limp dicks keep on chompin' the ED pills. This sub category is carrying pharmaceuticals right now. With the shake up recently, and the probable more stringent FDA guidelines for new meds, these 'pleasure pills' are the only thing remotely profitable.

Except, of course, for the cash and carry based recreational pharmaceuticals :0

M. Gipson
 
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