Recieved notice the first of the month that our daycare provider is closing. To make a long story short there are no other providers in our rural school district so my wife is quiting her job this Friday to open an in-home daycare. Yup going into business. She has considered this for almost a year so maybe this was the sign. It is best for our kids as well I am sure. Did I say I hate change?
Since my wife is the insurance provider and brings home half our income, and the purse strings are always tight, this is a stressful time for me at least. I hate change but the wife hates her job too.
Quarterly tax estimates, liability, paying for our insurance, etc. etc. lots to consider.
The numbers on paper still are not comforting even though they look good (on paper that is).
As a state inspected daycare, including our own, she will be able to watch up to 12 kids, most of which are coming from our present daycare provider that is closing. But there is a break even point financially so we need more kids than less to keep the bills paid.
We could use the added prayers with this transition including finding reasonable insurance. Mo money would be nice too
Since my wife is the insurance provider and brings home half our income, and the purse strings are always tight, this is a stressful time for me at least. I hate change but the wife hates her job too.
Quarterly tax estimates, liability, paying for our insurance, etc. etc. lots to consider.
The numbers on paper still are not comforting even though they look good (on paper that is).
As a state inspected daycare, including our own, she will be able to watch up to 12 kids, most of which are coming from our present daycare provider that is closing. But there is a break even point financially so we need more kids than less to keep the bills paid.
We could use the added prayers with this transition including finding reasonable insurance. Mo money would be nice too
